facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast phone blog search brokercheck brokercheck

Nearing or in Retirement

Retirement Planning & Income Strategies

You've Worked Hard to Get Here, It's Time to Enjoy it!


As the famous cartoon Calvin and Hobbes put it, "There’s never enough time to do all the nothing you want." Isn't that the truth? As you plan for and enter retirement, it's amazing all the opportunities that present themselves. Volunteerism. Household projects. Hobbies. More time with family and friends. With a solid financial plan, retirement income strategy, and proper estate planning, you can better appreciate all that your retirement years have to offer with less worry and less regret. 

At Voya Financial Advisors, we enjoy our work with individuals nearing retirement. It's exactly that type of home-stretch, approaching the finish line work that can be so rewarding for our team. As your partner, we can help you evaluate and devise a plan for the next season of life...wherever that might lead you.


Retirement Income Planning

As you near or enter retirement, you may start to think about how to convert your retirement savings into retirement income. Which assets should I draw from first? How much can I withdraw? When do I have to take money out of an IRA or retirement plan? How does income affect my Medicare costs? We can help you set up plan to answer these questions and turn those savings into retirement paychecks. Our simple, easy to understand Retirement Income Planning guide can get you started, and our Advisers can help you carry out your plan for the future.

Download the Guide Now





Financial Planning

Now that you are retired or about to retire, financial planning is still critically important. It's easy to overlook some of the common factors that can affect how much you'll have available to spend. If you don't consider how your retirement income can be impacted by investment risk, inflation risk, catastrophic illness or long-term care, and taxes, you may not be able to enjoy the retirement you envision. 

With on-going planning and reviews of your situation, we help you feel more prepared for retirement. In fact, 80% of individuals working with an adviser feel more prepared to estimate healthcare costs vs. 48% of those who do not. Explore the numbers from our recent study for yourself!

See the Value of Advice


Estate Planning

If you haven't already begun to plan your estate, now is the time to start. If you already have a plan, be sure to update it as your situation may have changed. While a will is vitally important in estate planning, you can't stop there. Things like beneficiary designations, protection of assets, medical and financial directives, powers of attorney, and leaving a legacy are all part of a solid estate plan. We help guide our clients through these sometimes difficult and complex conversations. Believe me, these conversations are much better had ahead of time rather than after a life changing event occurs. 

Read the Special Report Now



Interested in Learning More? Contact Us.