Financial Planning for Your Peak Earning Years
Because the Future Seems Faster with Each Passing Year
They say "Forty is the old age of youth; Fifty the youth of old age." But whatever your age, your peak earning years are here and just because you've started thinking about retirement, we know you still have a lot of living to do today. Do you see yourself buying a new home, sending the kids to college, or maybe starting a business? These are a few of the financial goals that may be important to you, and each comes with a price tag.
That's where financial planning comes in — helping you achieve today's successes without sacrificing tomorrow's plans. Financial planning is a process that can help you target your goals by evaluating your whole financial picture, then outlining strategies that are tailored to your individual needs and available resources.
The Financial Planning Process
Creating and implementing a holistic financial plan generally involves working with financial professionals to:
Still wondering why you should work with an Adviser?
Why Is Advice Important?
With all of the calculators, online robo-advisors, and investment platforms out there, you might wonder what the value of advice really is. Well, a recent study of more than 14,000 people conducted by Voya Retirement Research Institute showed that people who spend time with an adviser save, on average, two to three times more than those who do not. They also had more money for discretionary spending! The proof really is in the numbers.